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Yough advisory board to discuss Swallow Falls bridge project

The state’s most recent known approval of activity within the protected Wild Youghiogheny River corridor is among topics to be discussed at a public meeting next week.

The Youghiogheny Scenic and Wild River Advisory Board at 9 a.m. Monday will discuss how it can get notice in advance of actions that could harm the environment the group was formed to protect.

The event will be held at the County Commissioners Meeting Room, Frederick A. Thayer, III Courthouse, 203 South Fourth St. in Oakland.

It will also be live-streamed at https://www.facebook.com/garrettcountygovernment/.

The purpose of the meeting is “to discuss the development of a protocol for timely notifications regarding activities and projects within the river corridor to foster communication and collaboration between the Local Youghiogheny River Advisory Board, Garrett County, and the Department of Natural Resources,” a public notice for the event stated.

“This initiative is vital for ensuring that all parties are aligned and that our actions are consistent with the Youghiogheny Scenic and Wild River: Study and Management Plan,” it stated.

“My concern is (for) plans and activities to be presented to the advisory board and discussed before action is taken,” Donald Sebold, chairman of the advisory board, said via email. “This is why the (Youghiogheny River) management plan calls for an advisory board.”

Steve Storck, who owns property in the Wild Yough scenic corridor, said he was pleased to hear the advisory board will meet.

“It is great to hear that the board has decided to take initiative to investigate and discuss recent actions by Maryland DNR in regards to their management of the Wild Youghiogheny,” he said via email. “From what I understand it was always envisioned that this group would be a partner in management of the Yough and their meetings a place to discuss and resolve issues related to its management.”

Bridge

Contributing factors that prompted the advisory board’s upcoming meeting include decisions made by the Maryland Department of Natural Resources in the last few months.

DNR in August conditionally approved Garrett County’s application to build a new bridge and road in an offset alignment of the Swallow Falls Road bridge.

Prior to that decision, DNR requested the Youghiogheny River Advisory Board’s recommendation on the issue.

In response, the board said the bridge should follow the same alignment as the existing structure with the road closed for the construction project.

DNR’s subsequent conditional approval contradicted the board’s recommendation.

for more information Yough advisory board to discuss Swallow Falls bridge project | Local News | times-news.com

County Commissioners Public Meeting Agenda Announced

PUBLIC MEETING AGENDA
Tuesday, December 19, 2023
Agenda Session Times are Approximate


Meeting will also be Live Streamed at https://www.facebook.com/garrettcountygovernment/
Agenda Session Times are Approximate

The Board of County Commissioners may close a portion of this public meeting and move into Executive Session to comply with a specific constitutional, statutory, or judicial requirement that may prevent public disclosure about a particular proceeding or matter.

*To comment on agenda items – please send to comments@garrettcounty.org

3:00        Administrative Session   

  • Board Appointment/Reappointments:  Emergency Medical Services – Region I Advisory Council – 3 Members
  • Mr. Null will review a number of administrative and managerial matters under his authority and jurisdiction with the Board of County Commissioners

4:00       Call to Order of Public Session, Invocation, and Pledge of Allegiance

               County Administrator – Additions/Deletions to Public Meeting Agenda

               Approval of Public, Administrative, and Executive Meeting Minutes

4:05       Resolution 2023 – 8: Garrett County Water and Sewer Plan Amendment

4:10        PUBLIC HEARING – Garrett County Department of Community Development, Planning, & Business                 Development – Planning & Land Development Division

Garrett County Agricultural Land Preservation District Seven (7) Applicants:

Charles Custer – 220.28 acres – Fearer Road
Charles Custer – 57.94  acres – Blue Goose Road
Leonard Custer – 91.88  acres –  North Glade Road
Darin Carey – 81.3 acres – National Pike
Ellen Housley & Ann McLister – 226.15 acres – Rock Lodge Road
Kathy Lyons – 77.24 acres – Sam Friend Road
David Greenstein – 91.13 acres – Garrett Highway

4:20       Public Commentary

ADJOURNMENT

Public issues or concerns that are to be presented to the Board of Garrett County Commissioners during any Public Meeting should be scheduled with Carol A. Riley–Alexander, Executive Assistant to the Board of County Commissioners/County Administrator.     

The Board of Garrett County Commissioners next scheduled Public Meeting will be Tuesday, January 2, 2024 at the Garrett County Courthouse beginning at 4:00 PM.

Maryland Fishing Report – December 6

Fishing for smallmouth bass and walleye has been good – cooler water temperatures always get these two fisheries going and they should last through much of the winter. Deep Creek Lake, Prettyboy Reservoir, and the upper Potomac and lower Susquehanna rivers are excellent places to fish for smallmouth bass. Deep Creek Lake, the upper Potomac and the lower Susquehanna hold good populations of walleye. Most anglers like to use root beer-colored tubes and a mix of soft plastic swimbaits, and crankbaits for smallmouth bass; and soft plastic jigs, swimbaits, jerkbaits, and small crankbaits for walleye.

Trout fishing in many of the specialized trout management waters is very good this week for those who enjoy catch-and-release and fly fishing. The preseason stocking of trout will begin soon, so trout anglers should start checking the DNR trout stocking website.

Largemouth bass are beginning to feel the effects of colder water temperatures and are generally holding in depths of six feet or more. with moving even deeper. Structure is a key item to focus on this time of the year. Sunken wood, steep drop-offs, bridge piers, and rocks are all worthy of extra attention when largemouth bass fishing. 

Small, slow, and close to the bottom is your mantra when fishing for sluggish largemouth bass in colder waters. Wacky rigged worms worked slow and deliberate near structure is a proven tactic, pickups by largemouth bass will be subtle. Blade lures are a good lure to use in the deepest waters; slow-rolling a spinnerbait across the bottom can also work well. Craw jigs and small crankbaits worked very slowly along the bottom is another good tactic.

Fishing for crappie is good this week, and they can be found schooled up near deep structure. Sunken brush, bridge piers, marina docks, and fallen treetops all fit the bill. Slowly working a small minnow or marabou jig under a slip bobber near the structure usually works well. 

The cold winter months and fishing for chain pickerel go hand-in-hand. Anglers are having fun targeting the fish along shoreline sunken wood or deeper wood such as tree stumps in flooded reservoirs. The upper sections of the Bay’s tidal rivers is a great place to find chain pickerel, often near docks, pilings and fallen trees.

Anglers fishing with small minnows and Beetle-Spins will start to encounter yellow perch in the middle to upper sections of the Bay’s tidal rivers and creek. The fish  tend to wander farther up the waterways when water temperatures are as cool as they are. When water temperatures dip below 40 degrees they will travel down river to deep holes and channels where they will hold until warming spring temperatures bring on the urge to head upriver to spawn.

for more information in other areas Maryland Fishing Report – December 6

Dave Ramsey says it’s time to buy a house; mortgage rates decline

Ramsey first advises people considering the big decision to keep in mind that it’s not for everybody all the time.

“Ever heard someone say everyone should buy a house? Or that renting is a lot like flushing a whole bunch of money down the toilet every month?” he asked on Ramsey Solutions. “Yeah, we’ve heard that stuff too. And it’s nonsense! The truth is, not everyone should buy a house.”

The bestselling author is not being pessimistic. But he is setting up the financial reality for people who want to purchase a home. And now may well be the time to do it.

“If you sign the dotted line on a new home when you aren’t prepared financially and emotionally, the house will wind up being a curse instead of a blessing,” Ramsey suggested. “It will wind up owning you instead of the other way around. When you are prepared to buy a house, though, it can be a wonderful blessing for your family and a great way to build wealth.”

Ramsey offered a list of the critical things to consider when making the determination that the major financial opportunity is in order.

for more information Dave Ramsey says it’s time to buy a house; mortgage rates decline – TheStreet

Water & Sewer Master Plan Accepting Public Comment

The Garrett County Water & Sewer Master Plan is a document that supports the continued development of water supply and wastewater disposal in Garrett County, on a ten-year cycle. This plan is amended as needed, as systems are expanded, and improvements are proposed to better serve the County.

Thus far, three previous amendments have been made and a fourth amendment request was presented at the December 4, 2023 public meeting:

Map, Table and text update to add the Wisp Mountain Water Storage Tank-

1. To meet the source water storage and pressure needs of businesses and residents in the Deep Creek Lake Water System, a key area for heritage tourism in Garrett County.?

2. The Deep Creek Lake Water System currently serves 1,621 residential and 141 commercial customers, with an anticipated addition of 725 more customers.?

3. The existing Wisp Mountain Water Storage Tank, installed by a private developer, provides insufficient pressure and fire protection for some areas.?

4. The new tank will provide additional pressure (approximately 20 psi more) and storage capacity, allowing for further development and enhanced fire protection in the McHenry area?.

The details of the proposed amendment can be found in this presentation.

Comments will be accepted until December 18, 2023?. Email gccomments@garrettcounty.org or swigfield@garrettcounty.org? / 301-334-7477?.

US Mortgage Rates Slide Sharply, Reinvigorating Housing Demand

US Mortgage Rates Slide Sharply, Reinvigorating Housing Demand

(Bloomberg) — US mortgage rates dropped sharply, capping the biggest four-week slide in nearly a year and spurring a fresh round of applications to purchase homes.

The contract rate on a 30-year fixed mortgage tumbled 20 basis points to 7.41% last week, data from the Mortgage Bankers Association showed Wednesday. The index of home-purchase applications increased 3.9% in the week ended Nov. 17, the most since June.

Since reaching a 23-year high of nearly 8% in mid-October, mortgage rates have plunged nearly half a percentage point. The effective rate, which includes fees and compound interest, dropped to still-elevated 7.59%. In contrast, the five-year adjustable rate increased.

Mortgage rates tend to move in tandem with Treasury yields. The 10-year Treasury yield has fallen steeply this month after hitting a 16-year high in October, helped by signs the economy is cooling along with inflation.

The overall index of applications, which includes purchases and refinancings, rose for a third week, and refinancing activity picked up.

The MBA survey, which has been conducted weekly since 1990, uses responses from mortgage bankers, commercial banks and thrifts. The data cover more than 75% of all retail residential mortgage applications in the US.

for more information US Mortgage Rates Slide Sharply, Reinvigorating Housing Demand (yahoo.com)

Boomers Throw a Wrench Into Housing Market

With mortgage rates soaring and fewer homes for sale, Baby Boomers are dominating the housing market like a real-life game of Monopoly. The shifts in who is buying homes have been trending in that direction for quite some time, but it was confirmed this month by data released from the National Association of Realtors. As the Washington Post puts it, “grandparents have been edging out younger buyers who are struggling to get into the market for the first time.” The stats show that first-time buyers make up only 32% of home sales, down from 38% since 1981. Today first-time buyers are older—more likely to be in their mid-30s on average, as opposed to their mid-20s in the 1980s.

On top of that, repeat buyers, or people who have already purchased a home or two in the past, have a median age of 58 (it was 36 in 1981). These repeat buyers tend to have more money on hand because they sold past homes, with the typical seller in 2023 being age 60. (The youngest Boomers are 59.) “We are still talking about an incredibly difficult market for first-time buyers to enter, even if there’s slightly less competition,” Jessica Lautz of NAR tells the Post. “If there’s a multi-offer situation, an all-cash buyer or someone who has a lot of equity is likely to win. And that person is going to be older.” Along with older buyers being more likely to have generated wealth from recently selling a home, they also probably have great credit in their favor, and can make more attractive offers, throwing in cash sales or large down payments.

“They have the appearance of being more stable,” realtor Jennifer Dodd says, “and a sense of them being more able to complete this purchase.” CBS News reports that Boomers are buying more homes than originally expected—creating unexpected demand in an already competitive market. Reasons why older adults want to move include divorce and a spouse’s death, when they go on to form new households. In these situations, they are often in competition with first-time buyers, who are looking for similar types of homes: those with fewer bedrooms and minimal upkeep. NAR data also showed that 70% of recent homebuyers did not have children under the age of 18 (in 1985, that number was 42%). (Read more real estate news).