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ARC Awards $250K Grant To Meadow Mountain Trail Proj.

Jun. 7, 2012

The Appalachian Regional Commission (ARC) has awarded a $250,000 grant to Garrett County for construction of the Meadow Mountain Trail (MMT), U.S. Senators Ben Cardin and Barbara Mikulski announced last Thursday. The 10-mile, multi-user trail will build on the county’s efforts to expand its outdoor recreation industry, and is projected to have an economic impact of more than $3 million.

“Garrett County’s scenic treasures are also economic treasures, drawing thousands of tourists to Maryland each year to enjoy our state’s natural beauty,” said Cardin, trails/”greenways” advocate and member of the Senate Environment and Public Works Committee. “The Meadow Mountain Trail will further tourism and small business growth in Garrett County, creating new jobs and new economic opportunities for western Maryland.”


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ARC funds will be used by Garrett Trails, a nonprofit organization, to complete the MMT trail design, construct the trail, and improve two trailhead parking areas. The MMT is a key segment of the larger Eastern Continental Divide Loop Trail, which will be a 150-mile recreational trail winding through the heart of Garrett County.

The MMT segment will begin near Grantsville and the Casselman River Bridge and end near Route 495 at the University of Maryland’s 4-H center.

The trail will traverse through public lands and will be accessible to outdoor enthusiasts for hiking, biking, backpacking, trail running, cross-country skiing, snowshoeing and educational study. Job creation and financial impact stem from hikers and bikers stopping for meals and purchasing gear at the many small businesses located near the trail, and staying the night in a nearby trail town.

“This grant is about supporting jobs in western Maryland,” Mikulski said. “It is a smart investment that will help grow Garrett County’s economy, making an investment that will draw in new visitors, jobs, and economic development to the region.”

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

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Garrett Trails will present annual Taste of Garrett June 18

Event also features run/walk up skiing course at local resort

For the Cumberland Times-News Cumberland Times-News

MCHENRY — Garrett Trails will present the 10th annual Taste of Garrett fundraiser June 18 from 6 to 9 p.m. at Wisp Resort, 296 Marsh Hill Road.

“Join us for the best Taste of Garrett ever. Come support trails in Garrett County and have a great time doing it,” said Theresa MacLennan, executive director of Garrett Trails, in a news release.

Twenty restaurants are participating in this year’s event and are providing samples of new dishes, classic favorite foods and beverages prepared, produced and served locally.

“There is no easier way to support local business as well as the construction and maintenance of the outstanding network of quality hiking and biking trails in Garrett County,” said MacLennan.

This year’s event will feature a “fender blen-der” competition, in which participants pedal to blend fruit smoothies; demonstrations, including cake decorating, and a lesson on how to carve a pineapple cheese ball. Auction items include a Kindle Fire. Entertainment will be provided by Jonny Rock.

Members of the “fender blender” red team are Titus Beitzel, Bob Gatto, Mike Getty, Peggy Jamison, Judi Prather and Dorothy Andreas. Their competitors on the blue team are David Cotton, Tom Johnson, Rick MacLennan, Rob Michael, Andie Meyers and Laura Stamm.

Entry wristbands will be sold at the door starting at 5 p.m.

Garrett Trails is also organizing the third annual Race Up The Face, a run up a black diamond ski trail. While it’s being called “the world’s hardest 400 meter run,” participants may also walk the distance.

Prizes will be awarded to the fastest male and female, as well as the youngest and oldest competitors.

That activity will begin at 5:30 p.m. with registration and check-in at 5 p.m.

A Race Up The Face registration form is available at www.garretttrails.org under the events section.

Forms also may be picked up at Savage River Lodge, the Adventure Sports Institute at Garrett College or High Mountain Sports.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

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Lakefront Buys Available In All Price Ranges

Lakefront property hasn’t been this affordable since 2004! (email me for stats) Here is part of a post I recently put on the Railey Realty blog:

Lakefront prices haven’t been this low for quite some time and there are some really great deals out there right now for any price range. Visit my website (i♥DeepCreek.com) or email me (deepcreeklaker@gmail.com) for more info on any of these Railey Realty listings!

Fractional ownership  has its advantages – being on the lake for $139k in one of the nicest lakefront townhome communities at Deep Creek Lake, Creekside, is one of them! Another advantage is the sweet Bennington pontoon boat they just purchased for owner usage – you pay only for the gas! It’s not a timeshare; they work much differently and you actually own a deeded 1/8 share. They are professionally managed, incredibly well appointed, and now you can ‘swap’ time at other locations throughout the year, including Wisp Ski Resort, several locations in North Carolina and even Costa Rica. More photos here.
A Deep Creek Lake legend – Will o’ the Wisp condominiums. A lakefront condo that is close proximity (~ 1/4 mile) to the Creamery, the Honi-Honi bar, Garrett 8 Cinema’s and Arrowhead Deli & Grocery. First floor units are coveted because they walk directly out to the water, a sandy beach and your deep water dock slip. The hotel has a lakeside restaurant onsite, indoor pool, hot tub, fitness center, laundry facilities, outdoor swimming area and even an arcade. And they are income-producing! Front desk management and hotel staff make overnight & weekly rentals a breeze. More photos here.
I’m a huge Ski Harbor fan. That’s the first community I ever invested in at DCL, and one of the biggest reasons was the location & amenities. There’s over 1,700 ft of lakefront – more than virtually any other condo/townhouse community. It’s surrounded by no-wake zones on both sides of a peninsula, meaning quiet and calm waters to kayak, fish or swim. Your dock slip just outside your door, and the best seat in the house for the 4th of July fireworks just across the water at Wisp. Add an indoor pool, tennis court & beach volleyball  – a great combination of amenities! More photos here.
2 bedroom lakefront cottage at Hazelhurst. You won’t find a better lot in this price range with 2BR cottage already in place & a newer 2 car garage to park your boat and store your toys.
Mature trees offer plenty of shade and you have wide views of the lake on 50 feet of frontage. The Type A dock allows 2 power boats – most other homes in this range only have one boat slip available. And Hazelhurst is a great community to live in on the lake, tucked away on the southern shores of Deep Creek. More photos here.
Want to be closer to the action? This 3BR cottage on Rock Lodge has 1.59 acres of land and a whopping 228 feet of water front. This home is close to the Wisp Ski Resort and Deep Creek Lake State Park, as well as activities and restaurants. It was originally built in 1937 and upgraded over the years. It features solid wood beams and wood stove in the living room.  It also has a Type A dock, deep water and great views of the northern areas of the lake. You can watch boats passing by all day from your yard or your deck. More photos here.
 
Lakefront property with a newer home – Waltons Landing offers a quality home built by Nemith Builders. Built in 2008, this is a 3 level chalet and is decked out w/ custom granite, ceramic tile, hardwood floors and modern kitchen finishes. Lakefront area offers a 5-slip common dock & a ‘no wake’ cove. This property is in the heart of McHenry and is a very short distance to Ledo’s pizza, McHenry Beverage Shoppe, and Funland. Wisp is just around the corner. Excellent potential to rent as a vacation home! More photos here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

877-563-5350 – toll free — 

 Search Homes & Lots for Sale at Deep Creek Lake & Garrett County, Maryland
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Miss Queen State Visits ASCI

Jun. 7, 2012

Miss Queen State, Joanna Guy, who will be competing for the Miss Maryland title in Hagerstown from June 19 to 23, sang “God Bless America” and the national anthem at the opening ceremonies for the ASCI Whitewater Complex on May 26. She also spoke with veterans who were there through the Wounded Warrior Program.


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Area restaurants provided meals to honor soldiers throughout the week. A total of 80 wounded warriors were scheduled to be in attendance.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

877-563-5350 – toll free — 

 Search Homes & Lots for Sale at Deep Creek Lake & Garrett County, Maryland
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Finding a Sweet Treat

Jun. 7, 2012

The colorful tiger swallowtail butterfly is quite common in Garrett County, and is able to find more nectar this spring than perhaps ever before. The unusual weather patterns, which launched an early and quite flowery springtime, are continuing on the mountaintop, with colder temperatures this week (about 39 last night) than in much of March.


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The weekend is to warm again, however, with the mercury expected back into the 70s and 80s. Photo by Beth Bowers.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

877-563-5350 – toll free — 

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Oakland Receives Major Grant For Water Project

May. 24, 2012

The Maryland Board of Public Works yesterday approved more than $1.4 million in grants to improve water supply systems and protect drinking water, with half of the funds being awarded to the town of Oakland.

Grants of $785,433 from the Water Supply Financial Assistance Program were awarded to Oakland.


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The money will help fund study, design, and construction to modify the town’s Broadford Lake and Bradley Run water treatment plants to lower the concentration of disinfection by-products and improve the quality of its drinking water.

The board is composed of Governor Martin O’Malley, Treasurer Nancy K. Kopp and Comptroller Peter Franchot.

“Everyone deserves to have an adequate supply of safe drinking water. Nothing is more important to our public health,” said Governor O’Malley. “These projects protect public health while creating jobs for more Marylanders.”

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

877-563-5350 – toll free

How long will you be underwater?

Timeline to reach desired equity position depends on 3 factors

By Jack Guttentag
Inman News®

About 16 million homeowners owe more on their mortgage than their homes are worth, which means they are “underwater.” So long as that condition continues, they have no equity that can be used to help finance the purchase of another house.

On the contrary, they can’t sell the house without digging into their pockets to pay the difference between what they owe and what they can realize from the sale net of expenses.

But time heals most wounds, and negative equity is no exception. The principal component of the monthly mortgage payment reduces the loan balance by the same amount.

Refinancing into a mortgage carrying a lower interest rate reduces the interest portion of the monthly mortgage payment, thereby increasing the principal component and the rate at which the balance is paid down.

Although underwater borrowers generally can’t qualify for a refinance, those fortunate enough to have their mortgages held by Fannie Mae or Freddie Mac comprise an important exception. The government’s Home Affordable Refinance Program (HARP) permits negative equity, though borrowers must be in good standing to be eligible.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

877-563-5350 – toll free

Home Affordable Refinance Program (HARP)

If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through MHA’s Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process, and refinance fees will apply.

+ Eligibility

You may be eligible for HARP if you meet all of the following criteria:

The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae.
The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
The current loan-to-value (LTV) ratio must be greater than 80%.
The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.

*Eligibility criteria are for guidance only. Contact your mortgage servicer to see if you are eligible for HARP.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

877-563-5350 – toll free

'Shades of Murder': Mac Faraday Meets Joshua Thornton in Complicated Cold Case Mystery Tale

Thursday, May 31, 2012 – 17:08 Reviewed by David M. Kinchen
BOOK REVIEW: ‘Shades of Murder’: Mac Faraday Meets Joshua Thornton in Complicated Cold Case Mystery Tale

Lauren Carr has created two series of mystery tales, one involving former DC Homicide Detective Mac Faraday, living in Deep Creek Lake, Maryland; the other involving Hancock County, West Virginia Prosecuting Attorney Joshua Thornton.

Mac and Joshua meet for the first time in Carr’s latest Mac Faraday mystery, “Shades of Murder” (CreateSpace, 230 pages, $14.99 print, $2.99 Kindle, available from Amazon.com). They’re brought together by two almost decade-long cold cases — one involving the murder of a woman near Pittsburgh, the other the murder of celebrity artist Ilysa Ramsay, the trophy wife of high-tech tycoon Neal Hathaway in Deep Creek Lake, where Mac Faraday lives.

Mac inherited the fortune of “Queen of Mystery” Robin Spencer, his birth mother, enabling him to leave his underpaid life in Washington, DC and live large in Deep Creek Lake. He has a palatial mansion, a German Shepherd with attitude named Gnarly and a girlfriend named Archie Monday, who was the personal assistant to Spencer and who conveniently lives in Mac’s guesthouse.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

877-563-5350 – toll free

Savage River Recreational Whitewater Releases

In coordination with the Upper Potomac River Commission (UPRC), the US Army Corp of Engineers (Baltimore District), NewPage, G&S Coal, Precision Rafting, the Savage River State Forest, and Garrett College, the Adventure Sports Center International (ASCI) will again coordinate efforts for another series of Savage River Recreational Whitewater Releases. ASCI has been able to foster a productive working relationship among all involved parties through the organization of paddler parking, shuttle service, put-in and take-out access, release of liability for the stake-holders, and river risk management through the removal of dangerous river debris.

The UPRC has scheduled three recreational whitewater releases from Savage River Reservoir for the 2012 season. Those releases, based ultimately on water availability, are for Sundays June 3 and July 1, and for Saturday, September 29th. The river is scheduled to be ready for activity from 9 AM until 3 PM on each of these three dates.

According to Scott Shoemaker, UPRC Superintendent, “If it were not for the efforts of ASCI to coordinate all the entities involved with this event, it just wouldn’t happen.” Mike Logsdon, ASCI Acting Executive Director indicated, “This is a perfect example of a win-win-win-. . . . . .-win situation. Boaters are happy, private vendors, like River Riders from Harpers Ferry, Cheat River Outfitters from Albright, WV, Wilderness Voyagers from Ohiopyle, PA, and Precision Rafting from nearby Friendsville are able to offer an extremely rare product to their guests. In addition, the Army Corp of Engineers, NewPage, G&S Coal, Savage River State Forest, Garrett College, and the UPRC, along with ASCI, are able to provide a public service to the taxpayers who ultimately support their services.” All direct expenses related to the shuttle service, registration of private boaters, and the removal of dangerous river debris is paid for from donations received from the boaters.

Private boaters who are able to to navigate difficult whitewater (American Whitewater Class III+/IV) are welcome to participate in this infrequent event. Others who are seeking a once-in-a-lifetime experience are encouraged to contact a professional whitewater outfitter, such as Precision Rafting, Upper Yough Expeditions, or Wilderness Voyagers all located in Friendsville, Maryland.

For more information, please contact ASCI at 301.387.3250 or any of our local professional whitewater outfitters.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

877-563-5350 – toll free